First Orc bombers hit as hard as a orc brute 
when you die things vanish 
some spanws are super op 
also i had 74k i put 19k in bank and i still got 74k
			
			
			
				1) 99.99999% of spawns are tweaked or custom built for the server, some easier, some harder.
2) Certain monsters can steal your items.  Equipment will also break and disappear if you die with 0 durability on them.
3) Yup, see #1.  It can be a pain in the beginning but you'll understand as you grow
4) FREE GOLD!! Never question free gold.